Overcome Financial Overwhelm

With 

Joey Ruffalo

Financial Freedom Fighter

Specializing in breaking the Paycheck to Paycheck Cycle

Services

 

Make, Save, Protect and Learn about Money with our NEW FREE App!

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About

Joey Ruffalo is not just a financial coach; he’s a transformation expert who turns financial chaos into clarity. With a background of overcoming a staggering $370K in personal debt, Joey leverages his real-life strategies and behavioral finance insights to guide you toward financial freedom.

At JR Financial Coaching, you’re not just getting advice; you’re gaining a partner in your financial journey. Joey’s approach is personalized, focusing on breaking free from debt, mastering money management, and investing in your future with confidence. Whether you’re looking to escape the paycheck-to-paycheck cycle, find financial clarity, or build a future of wealth, Joey Ruffalo is ready to show you how. Discover the strategies that worked for him and how they can be tailored for you. Take the first step towards transforming your financial destiny today.

Services

Financial Coaching Subscription Packages

Our Financial Coaching Monthly Subscription Packages provide comprehensive support to help individuals reach their financial goals. Our Standard Package includes a one-hour call and a 30 min check-in call each month, as well as unlimited email and text support for the duration of the package.

Small Business Coaching

Profit Growth Strategies HQ is dedicated to helping small businesses reach their financial goals. Our offerings include business planning, budgeting, cash flow management, and custom strategic plans tailored to individual businesses’ needs.

Reseller Financial Coaching

Financial Planning for your Reselling Business Monthly Subscription Package allows you to make the most out of your online business and increase its chances of long-term success. With detailed guidance from an experienced reseller/financial professional, this package provides strategies on cash flow planning, risk management, retirement planning, and taxes.

Reviews

Charlotte Chance
Charlotte Chance
March 28, 2024
I highly recommend JR Financial Coaching! Very caring and knowledgeable.
Sarah Beth Locke
Sarah Beth Locke
March 28, 2024
Joey is an amazing coach and mentor! I would recommend him to absolutely anyone.
Cindy Barnes
Cindy Barnes
March 28, 2024
Joey is a true professional who can help you get your financial life in order. He coaches with empathy and conviction, because he's lived what he preaches!
Glenroy H Franklin
Glenroy H Franklin
December 11, 2020
Joey was an awesome financial advisor. He helped me to resolve some annoying debt that I have been trying to clear. He was kind and helpful. Specifically walking me through the rigors of negotiation with creditors and the loan service company. He reviewed the debt collection techniques that companies use and the best ways to approach reconciliation. He respected my goals and the value I place on being a man of integrity.Joey kept excellent records and even did calls with me. He runs an honest business.

Coaches Corner

10 Things You Need to Checkoff Your Personal Finance Checklist Now!

Are you feeling overwhelmed when it comes to your personal finances? This checklist will help guide you through the most important steps to take in order to get your finances in order! From budgeting, paying off debt, protecting your assets and planning for your future these steps are a must to get your financial house in order.

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Unveiling Bright Bucks: Your Pocket-sized Financial Coach

At J.R. Financial Coaching, our commitment to your financial freedom has consistently been our driving force. Today, we are thrilled to present our latest innovation – Bright Bucks. This powerful app is more than just a tool; it's a financial coach that fits right in...

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Financial Literacy: Basics of Investing

Financial Literacy: Basics of Investing

Do you ever feel overwhelmed when thinking about investing? It might seem like a complex topic that can be difficult to navigate, but understanding the basics of investing is critical to managing your money successfully. Learning how to invest is essential in creating...

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Completion of Ramsey Solutions Financial Coach Master Training does not create an employment or agency relationship with Ramsey Solutions or its affiliates; it does not constitute a license or credentials to engage in legal, tax, accounting, investment, or other professional services; nor does it constitute an endorsement or recommendation of the Coach by Dave Ramsey.