Are you constantly worried about possible identity theft? Do you know what the different types of identity theft are? It can be a scary world in which identity theft can happen to anyone at any time. This is where LibertyID comes in – a comprehensive and fully managed identity theft restoration service that can help restore your life to normal. This article will discuss identity theft, the 31 different types, and why having a fraud restoration service plan is essential. We’ll also offer a special free gift from us and LibertyID to protect your identity.

Firstly, what is identity theft? Identity theft is when someone steals your personal information and uses it to commit fraud or other crimes. It can happen when someone gains access to your bank account, credit card, or other sensitive data – like your Social Security number, driver’s license, or passport number. Once they have your information, they can open new accounts, apply for loans, or even get medical treatment under your name. The worst part? You may not know it’s happening until it’s too late!

Did you know that there are 31 different types of identity theft? These include child identity theft, senior identity theft, medical identity theft, tax identity theft, employment identity theft, criminal identity theft, synthetic identity theft, and many more. Each type is unique and requires different steps to help restore your identity. It’s important to know the signs and act as soon as possible. I included the full list at the end.

So, why is having a fraud restoration service plan essential? Simply put, it can save you time, money, and emotional stress. With LibertyID, their fully managed service means they do the work for you – from monitoring your credit report to resolving any fraudulent activity. Plus, with their 100% success rate, you can have peace of mind knowing you’re covered. You may spend countless hours sorting out the mess without a plan.

It also makes financial sense to have a well-rounded identity theft protection plan. According to the Federal Trade Commission (FTC), the average amount stolen per identity theft victim in 2022 was $3,666. That’s a significant hit to anyone’s bank account! Having an identity theft protection plan can potentially avoid this loss altogether – or at least have the funds reimbursed. Additionally, if you’re trying to purchase a car or a home, having fraudulent activity on your credit report could drastically affect your chances of getting approved. A theft/fraud restoration service plan can help minimize this risk.

Identity theft is a real and present danger in today’s world. While we can’t always prevent it from happening, we can take steps to protect ourselves and restore our lives in case of any fraudulent activity. That’s where LibertyID comes in – a fully managed identity theft/fraud restoration service that offers peace of mind and financial protection. I am proud to announce that you can get LibertyId’s Personal Solution Single Member plan, a $199 annual value, absolutely free!! How can we offer such a great deal? J.R. Financial Coaching is also proud to announce our new co-branded app with Bright Bucks! Use the code JRFIN at sign-up to claim your free gift and keep your identity safe!

The Bright Bucks app with J.R. Financial Coaching, allows you to stay in touch with all things J.R. Financial. You will receive exclusive tips and money-saving tricks not found anywhere else. Also, you have access to money-saving and money-earning opportunities. You can earn real cash back through various options, including surveys and gift cards. It’s a great way to put a little extra money back into your pocket while buying what you normally do. This time eating out is in the budget ☺

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What are the common forms of identity theft?

 

  1. IRS Tax Identity Theft
  2. Bank Account Takeover Fraud
  3. Credit Card Fraud
  4. Social Security Identity Theft
  5. Utility Fraud
  6. Cell Phone Fraud (new account)
  7. Cell Phone Fraud (existing account takeover)
  8. Lost Wallet
  9. Phone Scams
  10. Collection Letters/Phone Fraud
  11. New Loan Fraud
  12. Unemployment Fraud
  13. Account Password – Online Accounts
  14. Computer Compromised/Hacked
  15. Compromised – Data Breach
  16. Family Fraud
  17. Familiar Fraud
  18. Home Invasion
  19. Deceased Fraud
  20. Social Media Fraud
  21. New Bank Account Fraud
  22. Employment Fraud
  23. Debt Parking and Credit Reporting Agencies Assistance/Alert Fraud
  24. Address Change Fraud
  25. Child Identity Theft
  26. Criminal Identity Theft
  27. Email Scams
  28. Medical Benefits Fraud
  29. Synthetic Identity Theft
  30. Fraudulent Property Liens/Paper Terrorism
  31. Home Title/Deed Fraud