About
Joey Ruffalo is not just a financial coach; he’s a transformation expert who turns financial chaos into clarity. With a background of overcoming a staggering $370K in personal debt, Joey leverages his real-life strategies and behavioral finance insights to guide you toward financial freedom.
At JR Financial Coaching, you’re not just getting advice; you’re gaining a partner in your financial journey. Joey’s approach is personalized, focusing on breaking free from debt, mastering money management, and investing in your future with confidence. Whether you’re looking to escape the paycheck-to-paycheck cycle, find financial clarity, or build a future of wealth, Joey Ruffalo is ready to show you how. Discover the strategies that worked for him and how they can be tailored for you. Take the first step towards transforming your financial destiny today.
Testimonials
Coaches Corner
Is a Financial Coach Worth It?
A financial coach is a great resource to help you get your finances in order. Here are four tips to make the most of your time working with a financial coach.
10 Things You Need to Checkoff Your Personal Finance Checklist Now!
Are you feeling overwhelmed when it comes to your personal finances? This checklist will help guide you through the most important steps to take in order to get your finances in order! From budgeting, paying off debt, protecting your assets and planning for your future these steps are a must to get your financial house in order.
Don’t Let Identity Theft Steal Your Life: Protect Yourself with LibertyID
Are you constantly worried about possible identity theft? Do you know what the different types of identity theft are? It can be a scary world in which identity theft can happen to anyone at any time. This is where LibertyID comes in – a comprehensive and fully managed...
Identifying and Eliminating Financial Waste in Your Life: 9 Practical Strategies for Financial Wellness
In today's fast-paced world, it's easy to fall into the trap of financial waste. From impulsive purchases to unnecessary subscriptions, we often overlook the impact these expenses can have on our overall financial health. In this blog post, we will explore practical...
Escape Your Financial Woes! Why Escape Room Thinking is the Key to Better Money Management
Are you ready to escape from the suffocating grip of financial worry? Ready to start managing your money wisely so that it works for your needs instead of against them? Good news! You don't need a magic wand or a winning lottery ticket. All you need is Escape Room...
Saving Money on Groceries: Easy Tips for Cutting Your Grocery Bill
Navigating the grocery store can be a tricky endeavor - it's easy to get sidetracked by tempting items or special offers that drive up your bill. But cutting your grocery bill doesn't have to be complicated or time-consuming! In this article, we'll provide you with an...
Financial Literacy: Basics of Investing
Do you ever feel overwhelmed when thinking about investing? It might seem like a complex topic that can be difficult to navigate, but understanding the basics of investing is critical to managing your money successfully. Learning how to invest is essential in creating...
Financial Literacy and Taxes: 6 Things You Can Do Right Now
Are you feeling frustrated when it comes to understanding taxes and financial literacy? Are you looking for tips to help boost your knowledge on both topics? You're in luck! We have compiled a comprehensive list of 10 actionable items that can immediately put you on...
Completion of Ramsey Solutions Financial Coach Master Training does not create an employment or agency relationship with Ramsey Solutions or its affiliates; it does not constitute a license or credentials to engage in legal, tax, accounting, investment, or other professional services; nor does it constitute an endorsement or recommendation of the Coach by Dave Ramsey.