Life's Ruff, Insurance Doesn't Have To Be!

At J.R. Financial Coaching, we understand that securing your financial future means more than just saving and investing wisely—it also involves protecting what matters most to you. That’s why we’re excited to offer a comprehensive range of insurance services designed to provide peace of mind and financial stability.

Why Choose Us?

  • Comprehensive Coverage: From life and health insurance, we offer all types of coverage to meet your unique needs.
  • Tailored Solutions: We analyze your personal situation to recommend the best insurance options for you.
  • Trusted Partners: We work with some of the most reputable insurance providers in the industry to ensure you get the best coverage at competitive rates.
  • Peace of Mind: With us, you can be confident that you’re protected against life’s uncertainties.

The Importance of Insurance

Having the right insurance can make a significant difference in your financial security. Here are some compelling statistics:

  • Life Insurance: Did you know that 84% of Americans believe most people need life insurance, yet only 57% actually have it?
  • Health Insurance: Unexpected medical expenses are the leading cause of bankruptcies in the U.S.
  • Home Insurance: On average, homeowners spend $1,200 annually on home insurance, protecting against unforeseen damages and losses.
  • Life Insurance: Can be used as an inheritance, an income replacement tool or a debt repayment tool Ask me how!

Insurance Needs Calculator

Unsure about how much coverage you need? Use our easy-to-use Insurance Needs Calculator to get a personalized assessment. Simply input some basic details, and our calculator will provide you with a clear overview of your insurance requirements.

Get Started Today

Ready to take the next step in securing your financial future? Send us your information, and our experts will get in touch with you to discuss the best insurance options tailored to your needs.

Invest in peace of mind with insurance planning and J.R. Financial Coaching. Protect your today, secure your tomorrow. Joseph Ruffalo is a Licensed Insurance Producer (Accident & Health / Life), License No: 3003122673